RBCCM USA PATRIOT Act Customer Identification (CIP)

CUSTOMER IDENTIFICATION PROGRAM NOTICE

To help the government fight the funding of terrorism and money laundering and for purposes of compliance with the USA PATRIOT Act, U.S. federal law requires RBCCM U.S. (“RBCCM”) to obtain, verify, and record information of a customer, as applicable. What this means:

For individuals: When an individual opens an account or establishes a formal customer relationship with RBC, we may ask for the full legal name, physical address, tax identification number and date of birth. For purposes of verification, we may also ask for a valid government-issued photo ID or other equivalent documentation.

For legal entities: When a legal entity opens an account or establishes a formal customer relationship with RBC, we may ask for the full legal name, physical address, tax identification or other corporate identification number. For purposes of verification, we may also require documentation such as articles of incorporation, a partnership agreement, or other formation documentation, as applicable.